Your Trusted Arizona Mortgage Broker

At Prism Lending Partners, we help Arizona homeowners, homebuyers, and real estate investors navigate mortgage financing with clarity and confidence. Whether you’re buying your first home in Goodyear, refinancing in Phoenix, or investing in rental properties in Scottsdale, our team delivers tailored loan strategies built around your goals — not just your numbers. We offer a full range of residential and investment mortgage services throughout the state, including Phoenix, Scottsdale, Surprise, Goodyear, Buckeye, Tucson, and all surrounding communities throughout the state.

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    First Time Home Buyers in Arizona

    Buying your first home in Arizona? Our team is dedicated to guiding new buyers through every step of the journey — from exploring loan options to finding competitive mortgage rates and identifying available Arizona down payment assistance programs. We help you understand credit guidelines, prepare your budget, get pre-approved, and move confidently from your initial offer all the way to closing.
    what we offer

    Mortgage Services in Arizona

    We offer customized mortgage solutions for Arizona residents, property owners, and investors.

    Home Purchase Loans

    Buying a home in Arizona? We guide you through every step of the mortgage process — from pre-approval to closing. Our team helps you compare options and secure competitive Arizona mortgage rates.

    Refinance & Cash-Out Refinance

    Looking to lower your monthly payment, change loan terms, or access equity? Our Arizona mortgage refinance solutions help homeowners make the most of their property’s value.

    Investment Property & DSCR Loans

    Arizona is one of the most active real estate investment markets. We specialize in DSCR loans, bank statement loans, and investor financing for short-term rentals, long-term rentals, and multi-unit properties.

    Self-Employed & Non-QM Loans

    Arizona has a large self-employed population. Our specialty programs allow borrowers to qualify using bank statements, asset depletion, and alternative income documentation. You don’t need W-2s or traditional pay stubs to qualify.

    VA, FHA & Conventional Loans

    We proudly help Arizona veterans and military families utilize their VA benefits, while also offering FHA and conventional loan options for flexible down payments and credit scenarios.

    Proudly Serving Clients Across the Entire State of Arizona

    Including communities such as:

    Speak With an Arizona Mortgage Expert Today

    Ready to explore your mortgage options in Arizona? Whether you’re buying, refinancing, or investing, Prism Lending Partners is here to guide you every step of the way. Apply online in minutes or schedule a complimentary consultation with one of our Arizona mortgage brokers today.

    Why Choose Prism Lending Partners in Arizona?

    Arizona borrowers choose Prism Lending Partners because we take an education-first approach. We believe in custom lending strategies for Arizona homeowners and investors, including:

    Frequently Asked Questions

    How much do I need for a down payment on a home in Arizona?
    Down payments requirements vary based on the loan type and your financial profile In iron, some buyers qualify for FHA loans with as little as 3.5%* own, and conventional loans may allow as little as 3%* down for first-time homebuyers. VA loans for eligible veterans offer no-down options.
    Credit score requirements vary depending on the loan type, but FHA loans may allow scores as low as 580, while conventional loans typically require higher scores. Reach out to us at Prism Lending Partners to see what you qualify for.
    Yes. We specialize in Arizona investment property loans, including DSCR loans for rental properties and vacation rentals.
    Generally, you’ll need income verification, bank statements, and identification. Self-employed borrowers may qualify with bank statements instead of tax returns.
    Contact Prism Lending Partners to start your Arizona home loan pre-approval and gain confidence before house hunting.