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What is a first time home buyer mortgage?

December 3, 2025 No Comments

A first time home buyer mortgage is a loan designed specifically for those…

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Our mission is to serve our clients with honesty, integrity and competence. Our goal is to not only provide home loans, but to educate

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This website does not advertise or display specific interest rates, APRs, or payment estimates. All content is intended for general informational purposes only and does not constitute a loan offer or commitment to lend. Loan terms including interest rates, APRs, monthly payments, and closing costs will vary depending on individual borrower qualifications such as credit score, income, loan amount, down payment, occupancy type, and the type of loan selected. Property-related costs, such as taxes, insurance, and applicable fees, will vary by location. For a property located in Clark County, Washington assuming a $650,000 purchase price, $520,000 loan amount, 700 credit score, 5.999% interest Rate (6.566% APR) the payment would be $3,333 including principal, Interest and Mortgage Insurance. Rate current for a FHA loan as of 8/1/2025. For a property located in Clark County, Washington assuming a $650,000 purchase price, $520,000 loan amount, 760 credit score, 6.625% interest Rate (6.685% APR) the payment would be $3,330 including principal & Interest. Rate current for a Conventional loan as of 8/1/2025.

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