Build Wealth with Smart Investments

Secure the right investment loan to expand your property portfolio with expert guidance, flexible options, and competitive rates.

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    What Are Investment Loans?

    Investment loans are designed to help you purchase property for investment purposes whether it’s a rental home, apartment, or commercial space. Unlike standard home loans, these loans consider your potential rental income, tax benefits, and long-term capital growth.

    With the right investment loan, you can strategically grow your assets while managing cash flow efficiently. Our tailored solutions ensure you make informed decisions that align with your financial goals and future wealth plans.

    Our Solutions

    Our Investment Loan Solutions

    We offer tailored loan options to suit your investment goals:

    DSCR Loans

    Leverage property cash flow with the right loan structure to reach your investment goals.

    Bank Statement Loans

    Perfect for investors or self-employed borrowers to qualify using true cash flow vs. tax returns.

    HELOCS

    Gain quick access to funds whenever needed, empowering you to take advantage of new and profitable opportunities.

    Second Mortgages

    Ideal for investors looking to use existing property equity to fund improvements or new investments.

    How We Help You

    Our experts guide you every step of the way:

    Understand Your Goals

    We assess your investment objectives and borrowing power.

    Compare Loan Options

    We find the most competitive products from leading lenders.

    Simplify the Process

    From pre-approval to settlement, we handle the paperwork.

    Ongoing Support

    We review your loan periodically to keep it aligned with your goals.

    Our dedicated team simplifies your investment journey by offering expert guidance, comparing top lenders, and providing continuous support from application to long-term success.

    Market Insights +
    Expert Guidance

    Reach out today for expert mortgage guidance,
    personalized loan solutions, and support tailored
    to your needs.
    Our advantages

    Why Choose an Investment Loan?

    Investing in property can be a powerful way to build wealth. The right loan structure helps you:

    Rental income

    Unlock greater earning potential by optimizing your investment property’s rental income with the right loan strategy.

    Tax deductions

    Leverage valuable tax deductions on interest and expenses to enhance your investment returns and financial efficiency.

    Long term equity

    Build long-term equity through consistent property appreciation and smart loan management for sustainable financial growth.

    Financial Portfolio

    Strengthen and diversify your financial portfolio by adding high-performing property investments for stable, long-term wealth creation.

    Watch & Learn

    Mortgage Made Simple

    Start Building Your Investment Portfolio Today

    Take the first step toward growing your wealth with smart property investments. Our expert mortgage specialists are here to guide you through every stage from loan selection to approval, helping you secure the right investment loan for lasting financial success.

    Begin your journey toward financial freedom with tailored investment loan solutions designed around your goals. Whether you’re a first-time investor or expanding your portfolio, our team ensures a seamless experience with expert advice, competitive rates, and ongoing support for long-term growth.

    Frequently Asked Questions

    Who qualifies for a bank statement loan?
    Self-employed borrowers—including business owners, freelancers, gig workers, and independent contractors—can qualify using bank deposits rather than tax returns.
    Rates may be slightly higher due to alternative underwriting, but they provide access to financing many self-employed buyers can’t obtain through traditional mortgage programs.
    A HELOC offers revolving, flexible borrowing with variable or fixed rates, while a home equity loan provides a one-time lump sum with a fixed interest rate.
    Yes—home equity loans or HELOCs can be good for investments. Consult with your Prism Lending Partners mortgage broker to evaluate all your options, and determine if this is the right path for your investment.
    DSCR (Debt Service Coverage Ratio) loans qualify you based on the income generated by the property, not your personal W-2 income. If the rental income covers the projected mortgage payment (often a DSCR of 1.0 or higher), you may qualify—even with complex financials. These loans are ideal for investors looking for fast, flexible financing without full income documentation.
    Yes—depending on the loan type. Conventional investment loans typically require 15–25% down, but some alternative loan programs such as DSCR, bank statement, or portfolio loans offer more flexibility. Certain lenders also allow seller credits or gift funds for closing costs. Prism Lending Partners helps you compare options that maximize leverage while keeping payments manageable.
    Yes—home equity loans or HELOCs can be good for investments. Consult with your Prism Lending Partners mortgage broker to evaluate all your options, and determine if this is the right path for your investment.